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NewsICICI bank Loan Against Gold and Gold Ornaments

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ICICI Bank presents “Loan Against Gold and Gold Ornaments”, designed to provide liquidity against gold and gold ornaments without having to sell them. Ideal to meet agriculture and allied agriculture requirements like cultivation, dairy, poultry, fishery, etc. ICICI bank offers Gold loan.

ICICI Gold Loan has following features

  • The applicant should be between 18 and 70 years.
  • Gold ornaments should be of 18 carat purity and above.
  • Gold coin should be issued by any bank or government bodies

Those Ineligible are :

  • Pawn brokers
  • HUF, sole-proprietorship concerns, partnership firms, corporates and co-operatives
  • Bullion items like gold coins, bars and biscuits, etc.

ICICI bank Gold Loan Amount

  • Minimum Amount : Rs.10,000
  • Maximum Amount : Rs.15,00,000

ICICI Bank Gold Loan Interest Rate And Fees

  • Simple interest rate payable at the end of the tenure or closure of limit, whichever is earlier
  • Interest rate for direct-agri is 12% p.a. & for non-agri is 15% p.a.
  • Processing fees, as applicable, is payable at the time of disbursement of loan.
  • In the case of default in repayment, penal interest (as the case may be) will be charged at the rate of 6% per annum over and above the normal rate of interest


For More details Please visit to : www.icicibank.com


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